As Raj Grewal and law firm he founded face lawsuits alleging crooked deals, investigation connects him to $3M in fraudulent cheques whose proceeds ended up with the firm

An in-depth review of thousands of pages of court records obtained by The Pointer in a case involving millions of dollars in fake cheques whose proceeds ended up in the trust account of RSG Law, the firm founded by former Brampton MP Raj Grewal, has revealed numerous connections between the former politician and entities who moved the fraudulent funds.

Grewal’s father, Avtar Singh Grewal, Jaskarn Dhillon, the VP of Operations at RSG Group, Raj Grewal’s development company, which shares an office with RSG Law, and Rajkiran Sidhu, another lawyer whose firm used to be located in the same office address as Grewal’s firm in a unit he owned, are all identified as entities that moved or received the fraudulent proceeds, according to court documents in an explosive case launched by Scotiabank. 

RSG Law eventually had its account frozen by the bank when it learned of the fraudulent funds that had been deposited into the firm’s trust account.

Grewal, through his lawyer, has told The Pointer he is no longer the owner of RSG Law, which uses his initials as its name. Previous reporting has shown he was directly connected to the firm’s day-to-day operations as recently as May, and a paid advertisement for RSG Law last July promotes Grewal as the firm’s visionary leader. He also appeared on the firm’s website as its “Principal Lawyer” as recently as December.

He was asked about the connections to the fraudulent cheques that sparked Scotiabank’s decision to seek a court order to freeze RSG Law’s account, and its subsequent investigation. He did not respond. 

In total, three bogus cheques totalling $6,095,000 were deposited by Rajkiran Sidhu into the account of his own firm, Rajkiran Sidhu Law Professional Corporation, on April 14. In an affidavit, Sidhu claims the three cheques came from a client named Parminder Singh. As of late May, Scotiabank had been unable to verify this individual’s identity or determine if he even exists, according to the most recent court documents The Pointer received from the Ontario Superior Court of Justice on June 24 in the case involving court orders the bank has requested since the fraudulent activity.

One of the three fake cheques came directly from a TD account in the name of Parminder Singh with his name on the fraudulent cheque. When Scotiabank contacted TD about the cheque, TD confirmed it had no record of its existence. 

Two of the fake cheques were drawn from two different Ontario numbered companies, which Scotiabank’s investigation found do not exist in the corporate registry. 

TD also confirmed it had no record of either of these two cheques.

On April 14, Sidhu, according to the court documents, immediately deposited all three fake cheques that had been given to him into his firm’s bank account with Scotiabank.

On the same day, according to a factum in the Scotiabank case, Sidhu’s law firm immediately had access to $5,450,000, of the slightly more than $6 million that had just been deposited using the fraudulent cheques, due to Scotiabank’s arrangement with the law firm and its trust account: $1,450,000 from the fake cheque with Parminder Singh’s name on it; $2,000,000 from one of the cheques drawn from the apparently fake numbered company; and $2,000,000 from the cheque by the other apparently fake numbered company.

In total, more than $3.3 million of the fraudulent funds immediately ended up in the trust account of RSG Law, before most of those funds were again immediately moved.   

Sidhu and Raj Grewal have been named as defendants together in at least one lawsuit reviewed by The Pointer—a $1.6 million claim regarding an Oakville property—and sources have said Sidhu previously worked for RSG Law, or out of its offices. Sidhu’s law firm was previously located in a unit owned by Raj Grewal in the same building that used to house RSG Law, the firm Grewal founded. RSG Law and Sidhu’s firm shared the same exact address, Suite 215, 20 Maritime Ontario Blvd., Brampton, ON, before RSG Law moved to its current location in Mississauga. In the lawsuit against Raj Grewal and Rajkiran Sidhu regarding the Oakville land deal, Sidhu’s law firm address is listed as Suite 8, 20 Maritime Ontario Blvd. in Brampton.

A reporter with The Pointer attended both addresses associated with Rajkiran Sidhu Law Professional Corporation. The first, 20 Maritime Ontario Boulevard, Unit 8 is now a different business. The second, 20 Maritime Ontario Boulevard, Unit 215 is now a separate law firm. 

The owner of that firm told The Pointer his company has nothing to do with Rajkiran Sidhu, Raj Grewal, or their associated law firms. However, he did tell The Pointer he purchased the office unit from Raj Grewal in 2024. Unit 215 was listed as the address of Rajkiran Sidhu Law Professional Corporation on Ontario Business Registry documents, when the business was incorporated in June 2023. As of last month that had not changed.  

In the recent $1.6 million lawsuit filed against Raj Grewal and his father, Avtar Grewal, regarding a land transaction in Oakville, which The Pointer previously reported on, Rajkiran Sidhu and Rajkiran Sidhu Law Professional Corporation are listed as co-defendants. The firm Raj Grewal founded, RSG Law, is also listed as a co-defendant and it represented Grewal in the land transaction. 

The lawsuit alleges Sidhu was supposed to be acting on behalf of the plaintiff, but instead acted for Raj Grewal and his father helping them “unlawfully” remove the plaintiff’s name from the mortgage title at the end of April or start of May, erasing the official record of a $1.6 million mortgage loan the plaintiff gave to the Grewals when they purchased the Oakville property. This was about two weeks after proceeds from the fraudulent cheques ended up in RSG Law’s trust account, according to Scotiabank’s investigation. 

It is alleged in the lawsuit that Avtar Grewal, Raj’s father, received a $6 million loan for the Oakville property that was lent as a mortgage by himself as a private lender, which was listed ahead of the plaintiff’s mortgage that was later removed from the title entirely.

Raj and Avtar Grewal did not respond to questions about the lawsuit.

In two instances, it appears some of the proceeds of the fraudulent cheques deposited by Sidhu into his Scotiabank trust account were wired to companies operated by a man named Jaskarn Dhillon. A man with the same name is listed as the VP of Operations at Raj Grewal’s development company, RSG Group. 

Questions sent to Mr. Dhillon and his legal representative about his connections to these companies and the fraudulent cheques were not answered. 

The RSG Group website, which was taken offline immediately after The Pointer’s initial reporting, listed Raj Grewal as president and Jaskarn Dhillon as VP of Operations. A man with the exact same name is the director of a numbered company that received millions in proceeds from fraudulent cheques. He then immediately transferred some of the fraudulent funds to RSG Law, the firm founded by Raj Grewal.

After receiving $2.6 million in fraudulent proceeds, it appears Dhillon then immediately transferred $1,947,000 to RSG Law. The law firm founded by Raj Grewal then allegedly sent some of the funds to a different company also operated by Dhillon; and some of the funds were allegedly sent directly to Avtar Grewal, Raj Grewal’s father.

Conflicting information provided to Scotiabank and the courts by RSG Law makes it difficult to understand where some of the fraudulent funds ended up.

The majority of the transfers were carried out by Davinder Singh Khattra, a lawyer at RSG Law. 

In one case, it appears Khattra, or another official with RSG Law altered legal documents sometime around the end of April and May 20 by removing Avtar Grewal’s name from a lending agreement funded by proceeds from the fraudulent cheques. 

At about the same time the funds linked to the fake cheques landed in RSG Law’s accounts, Raj Grewal and his father Avtar were facing mounting legal bills and court orders to make payments, including a garnishment order issued by the Ontario Superior Court of Justice against Raj and Avtar Grewal requiring them to pay $1.2 million and hand over possession of two of their Brampton houses at 4 and 6 Forestbrook Court.

In the damning lawsuit that triggered the $1.2 million order against the Grewals, evidence was put before the court that Raj Grewal was “desperate” for money last year and that the plaintiff eventually provided a mortgage loan, before Raj Grewal violated the terms of the lending agreement, resulting in the recent court ruling against him. The two houses were then put up for sale by the plaintiff after the court ordered Grewal to hand them over to the man who had provided the mortgage loan last year.   

That order was made on February 27, 2026, less than two months before the proceeds from the fraudulent cheques landed in RSG Law’s account on April 14 and 15.

On April 28, the court froze the trust account of RSG Law as Scotiabank continued to track down proceeds from the fake cheques. As of May 27, the RSG Trust account remained frozen. It's unclear if this has changed. 

Neither Raj Grewal, Avtar Grewal, Rajkiran Sidhu, Jaskarn Dhillon or their legal representatives responded to questions. 

Khattra and his legal representative also did not respond to questions. 

In court filings, Khattra claimed RSG Law had no knowledge of the fraudulent cheques before the millions of dollars were wired into its trust account and, according to his claim, dispersed at the order of its clients.
Simon Bieber, the lawyer representing RSG Law, previously told The Pointer the firm had no knowledge of the fraudulent activity and RSG Law had simply been caught up in an “unfortunate set of circumstances”.

In initial court filings by Scotiabank, no allegations of wrongdoing were made against RSG Law. 

According to court filings, $3,357,000 of the original $6,095,000 in fraudulent cheques deposited by Sidhu into his firm’s bank account ended up in the trust account of RSG Law before being dispersed to a number of different entities, including possibly to Avtar Grewal and companies directed by Jaskarn Dhillon. 

“BNS (Scotiabank) has been able to recover $1,127,975 inclusive of amounts recovered from funds that were traced through the RSG Trust Account. BNS has not yet recovered $4,186,025 of the Illegitimate Proceeds,” recent court filings detail. 

Documentation provided by RSG Law includes conflicting information about the dispersal of the funds that ended up in its trust account. 

Some of the fraudulent $6.09 million deposited by Sidhu into his firm’s account arrived in RSG Law’s account through two separate transactions. 

The first wire was made on April 14, 2026 (the same day Sidhu deposited the fraudulent cheques) in the amount of $1,410,000 from a numbered company, 16410031 Canada Inc. 

According to the documentation Khattra provided to Scotiabank on April 30—two days after the court froze RSG Law’s account—the money was received by RSG Law to facilitate a lending agreement which would see 16410031 Canada Inc. provide the $1,410,000 to another company. The name of the company is redacted from an initial version of the agreement provided by RSG Law to Scotiabank for its investigation. 

While the name of the company is redacted, a partial digital signature is visible which appears to clearly show the name Avtar Grewal—Raj Grewal’s father.

On May 20, 2026 Khattra provided a sworn affidavit to the court, including an unredacted version of the exact same lending agreement. 

The Ontario numbered company—1000141947 Ontario Inc.—is now visible, along with the digital signature.

It appears the signature has been altered. 

The more recent version of the document is signed by Jasvir Kaur, whereas the previous version was clearly signed by an individual with the last name Grewal.

(Left): The signature line of a lending agreement facilitated by RSG Law and shared as evidence with Scotiabank on April 30, appearing to be digitally signed by Avtar Grewal. The Pointer has been unable to confirm this. (Right): A copy of the signature line of the same agreement included in Davinder Singh Khattra’s sworn affidavit on May 20 which appears to show a different signature for the borrower. 

The numbered company listed on the unredacted lending agreement shared by Khattra also has links to Raj Grewal. 

It lists 9 Rougebank Avenue in Caledon as its company address. 

The exact same address is listed in separate court filings for a numbered company—2805184 Ontario Inc.—directed by Jaskarn Dhillon, Raj Grewal’s VP of Operations at RSG Group. 

Ontario Business Registry documents show Dhillon was previously listed as a director for 1000141947 Ontario Inc. (the company named in the unredacted lending agreement). The current version of the business registry only lists Jasvir Kaur as director.

The lending agreement appears to be contradicted by a separate document provided by RSG Law for the court case explaining how the proceeds of the $1,410,000 transfer, using fraudulent funds, were handled. 

A Trust Ledger Statement for RSG Law shows this amount did not come from 16410031 Canada Inc, instead it was transferred from the same company, 2805184 Ontario Inc., connected to Dhillon. 

In the second explanation provided by RSG Law through its documentation, the $1,410,000 in fraudulent funds from 2805184 Ontario Inc. was dispersed to 11 different companies and individuals.

One of these companies, GKD Logistics Ltd., was incorporated on January 30, 2026 and also lists Jaskarn Singh Dhillon as director. It received $244,000 in fraudulent funds from RSG Law. 

According to the RSG Law Trust Ledger, it appears one company directed by Jaskarn Dhillon, Raj Grewal’s employee, transferred the $1,410,000 in fraudulent funds to RSG Law, the firm founded by Grewal, which then immediately transferred $244,000 to another company, GKD Logistics, which Dhillon is listed as the sole director of.  
 

While one set of documents provided to the court by RSG Law appears to show the $1,410,000 in proceeds from fraudulent cheques being used for a lending agreement, the Trust Ledger Statement from RSG Law shows the money coming from a different source (2805184 Ontario Inc), and being dispersed to a number of different individuals. 

A May 27 affidavit from Ryan Kozovski, Manager, Fraud Deterrence - Canada Fraud Management Operations, with Scotiabank, addresses the apparent contradiction between the two explanations provided by RSG Law. He says no further explanation has been provided by the firm, despite requests by Scotiabank and an order by the court for additional documentation. 

Questions sent to RSG Law to clarify its documentation for the transactions were not responded to.

Similar apparent contradictions exist with the second transfer of fraudulent monies to RSG Law.

Of the more than $6 million in fraudulent cheques deposited by Rajkiran Sidhu into his law firm’s bank account, $2.6 million was immediately transferred on April 14 to 2805184 Ontario Inc., the numbered company directed by Dhillon. The next day, Dhillon’s company sent $1,947,000 to RSG Law. 

According to Khattra, the RSG Law lawyer, his affidavit claims this money was to “receive and pay out private mortgage payments.” But wire transfer documentation for the transaction of funds to RSG Law from Jaskarn Dhillon included as part of Khattra’s affidavit contradicts his own earlier claim. According to a copy of the wire payment sent by Dhillon’s company, the money was described in the payment details as, “transferring to lawyer for purchase of business”.

The contradictions do not end there. 

One set of documents provided by Khattra, RSG Law’s lawyer, to Scotiabank to explain where the $1,947,000 in fraudulent funds that originated from Rajkiran Sidhu’s bank account and ended up in RSG Law’s bank account appear to show the money being used to pay off debts Dhillon or 2805184 Ontario Inc. (a company he directs) owed to 2806417 Ontario Inc., a company linked in the court records to Avtar Singh Grewal—Raj Grewal’s father.

Khattra provided six separate promissory notes signed between Dhillon and Avtar Grewal’s companies dating between February 2025 and January 2026 totaling $1,960,000.

According to the affidavit from Ryan Kozovski, Scotiabank’s fraud manager, on April 15, a day after Rajkiran Sidhu deposited just over $6 million in fraudulent cheques into his own firm’s account: “That same day, $1,947,00 is transferred to the RSG Trust Account by 28051 Ontario… The 28051 Ontario Transaction Documents do not explain why the 28051 Ontario Deposit is less than the full $1,960,000 value of the promissory notes.”

RSG Law provided another Trust Ledger Statement that appears to contradict its initial documentation explaining where the $1,947,000 ended up. It shows the funds received from Dhillon’s company were not dispersed by RSG Law to Avtar Grewal or his company. Instead, several other entities are listed as recipients of the $1,947,000 transferred from Dhillon’s company to RSG Law, including: another firm, Johal Law Firm Professional Corporation, which received $888,865.26; $775,000 to another numbered company; $250,000 to Addison Wealth Management; and just over $33,000 to RSG Law for legal fees. 

Court documents reveal the Bank of Montreal is conducting a similar investigation into $6,665,000 in fraudulent deposits into Johal Law’s trust account at Bank of Montreal on April 13 and 14. The fake cheques deposited by Rajkiran Sidhu into his Scotiabank trust account were transacted on April 14, before the fraudulent funds were immediately moved to other entities. Of the $5.45 million in fraudulent funds Sidhu had immediate access to, $5.31 million was transferred out on April 14 and 15.  

Monies deposited into the trust account of Johal Law by a third party also may have ended up in the RSG Law Trust account, according to court documents. 

According to court documents, Rajinder Johal, principal at Johal Law, was in early May working to address the issue of millions in fraudulent funds deposited into his firm’s account. 

According to court documents, $2,526,327.50 of the allegedly fraudulent monies deposited into Johal Law’s trust account were transferred to 2805184 Ontario Inc, the company directed by Jaskarn Dhillon, on or around April 14. 

The same numbered company, directed by Dhillon, received $2,600,000 from the fraudulent deposits made by Rajkiran Sidhu on April 14. 

According to court documents, BMO has not been able to retrieve the funds wired from Johal Law to Dhillon’s company. 

The connection between these cases was pointed out by Justice Fred Myers of the Ontario Superior Court, who has issued several orders related to the freezing of RSG Law’s account.

“It may be therefore that the funds paid to RSG Law by two of the recipients of funds from BMO will still be in the frozen trust fund of RSG Law,” Justice Myers wrote in a May 12 decision approving a request from BMO to freeze the account of Johal Law and of a number of other entities, including RSG Law. As of May 27, RSG Law’s trust account remained frozen as a result of the Scotiabank investigation. “In my view this is a paradigm case where a plaintiff needs information to know who to sue or where to look for property wrongly taken…To the extent that the order for disclosure as against named Respondents may be accelerated discovery, I am satisfied that the orders are urgently needed to recover proceeds of fraud,” Justice Myers wrote.

RSG Law is a respondent in the BMO case. 

The same May 12 ruling by Justice Myers explains Johal Law provided $4.9 million to BMO from a separate trust account to rectify the issue. According to Myers, “BMO wants to be sure that the funds paid to it are not subject to trust claims by others. Its efforts at due diligence are under way.”

The Pointer is continuing to investigate any connection to the RSG Law case involving Scotiabank.
 

A Trust Ledger statement from RSG Law showing the dispersal of $1,947,000 in proceeds linked to fraudulent deposits. Other documentation provided by RSG Law appears to show the same funds being used to pay out debts owed by Jaskarn Dhillon and his numbered company to Avtar Singh Grewal (Raj Grewal’s father) and his numbered company.

According to court records, in mid-May, RSG Law, through its legal representative, offered to pay back the $3.3 million Scotiabank is seeking in connection to the fraudulent cheques. 

At that time, the offer was declined. The company that had committed to provide the $3.3 million to RSG Law, Addison Wealth Management, was also listed as one of the potential recipients of the fraudulent money.

“BNS is willing to evaluate offers for repayment but has good reason to be suspicious about the source of the proposed funds. Offers to repay rely on funds sourced from an entity that received a transfer from the RSG Trust Account on April 15 that is traceable to the Illegitimate Cheques,” a May 19 court order details. “BNS is therefore wary of accepting funds which may be directly traceable to the Illegitimate Cheques or otherwise cannot be verified.”

The revelations about connections between entities linked to fraudulent deposits and Raj Grewal, his father Avtar and RSG Law, the firm founded by the former Brampton MP, are unfolding as both Grewals and RSG Law face mounting legal problems, with a flurry of recent lawsuits filed against them as financial challenges appear to be getting worse. 

The Pointer first reported that RSG Law was connected to the multi-million fraud investigation launched by Scotiabank in May. Following the publication of that story on May 14, the website of RSG Law was reduced to a single “Contact Us” page, and the site for Raj Grewal’s development company, RSG Group, was taken offline.

On May 25, development consortium WIGI Restructured Bond Corporation launched a $5.5 million lawsuit against RSG Law over allegations the law firm conspired with Avtar Singh Grewal, Raj Grewal’s father, and others to avoid paying a multi-million-dollar mortgage WIGI held on a piece of land in the Brantford area.

On June 5, Harvinderjit and Surinder Waryah filed a statement of claim against RSG Law and its lawyer Davinder Singh Khattra for breach of fiduciary duty. The lawsuit alleges the defendants, RSG Law and Khattra, failed to properly execute their duties to transfer $715,000 in mortgage funds after Nitan Waryah purchased his parents’ house. The transfer was done at the same time RSG Law had its trust accounts frozen as a result of being linked to the fraud investigation ongoing at Scotiabank.

Grewal is also being sued in two separate lawsuits for allegedly failing to make payments on a $25 million property in Brampton; and for the alleged scheme to defraud lenders out of $1.6 million in connection to the piece of land in Oakville the Grewals purchased.

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